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Financial Services Regulation

Financial regulation expertise

Our financial services regulation team acts for both FCA authorised and unauthorised clients active in the financial services sector in respect of all aspects of contentious and non-contentious financial services matters.

We regularly act for wealth managers, financial advisers, lenders, credit brokers, payment service providers, insurers and insurance intermediaries. Our team includes specialists who focus on wealth management, consumer finance and insurance. We have a vast range of experience, including:

  • Advising on the regulatory perimeter
  • Securing FCA authorisation and varying permissions
  • Advising on ongoing compliance obligations, capital requirements, SMCR and the conduct rules
  • Advising on the financial promotions regime
  • Drafting and reviewing consumer finance documentation
  • Providing specialist advice on technology-driven consumer finance and payment services businesses
  • Drafting and reviewing insurance policy wordings
  • Drafting appointed representative agreements, TOBAs and agreements with key suppliers
  • Resolving financial services disputes including complex and high-value consumer finance disputes and insurance coverage disputes, advising on FOS complaints and supporting clients through FCA investigations.

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Why choose us?

  • Our financial services team includes lawyers recommended in the legal directories, reflecting the quality and breadth of expertise in the industry
  • Our financial services regulation practice provides businesses with solutions to complex regulatory issues and has considerable experience in handling regulatory investigations and ensuring compliance on behalf of organisations and individuals
  • Our lawyers will ensure that your agreements are compliant with all relevant legislation and, by carefully drafting your agreements, we will ensure that they are not only fair, clear and not misleading, but also practical and commercial, enabling you to be confident in relying on and enforcing your agreements
  • Our specialist fintech and insurtech lawyers provide cutting edge advice on all aspects of a technology-driven consumer finance or insurance business utilising their experience in providing practical, commercial and tailored advice to startups, growth stage and established lenders and insurance intermediaries
  • Our financial services team includes lawyers recommended in the legal directories, reflecting the quality and breadth of expertise in the industry. Our specialists work together to provide a seamless, efficient and cost-effective service. We have an in-depth understanding of the financial services sector and can give you advice on the latest advancements and innovations. Our lawyers provide cutting edge advice on all aspects of a technology-driven financial services businesses utilising their experience in providing practical, commercial and tailored advice to startups, growth stage and established clients in the sector

“The Financial Services Regulation team at Freeths has provided some great advice to us which has supported us internally to streamline some processes from both a commercial and compliance perspective. The advice has been friendly, timely and simple to understand.”

Emma Freeman

Chief Risk Officer  | Inchcape

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SDR & investment labels

The FCA has published its consultation on the Sustainability Disclosure Requirements (“SDR”) and investment labels for the UK market. The proposals would require UK asset managers making sustainability-related claims about their products to substantiate those claims. 

Read our analysis in full

Consumer duty

What should insurers and insurance intermediaries be doing now to implement the Financial Conduct Authority’s (FCA’s) new consumer duty?

In this video, our financial services specialists Daniel Seely and Daniel Meyer discuss the FCA’s new consumer duty with Edward Rushton at Lexis Nexis UK focusing on the key issues for implementation of the consumer duty in the insurance sector.

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  • Video

    FCA's consumer duty

Meet our team

Adam Edwards's Profile

Adam Edwards

Partner & Head of Financial Services

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Whatever your legal needs, our wide ranging expertise is here to support you and your business, so let’s start your legal journey today and get you in touch with the right lawyer to get you started.

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